About Us
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Catalyst Private Credit > About Us
Private credit with a practical purpose
Catalyst Private Credit focuses on financing for individuals, business owners, and property investors with a specific need for capital. Our lending focus includes mortgages, business and personal loans, real estate financing, and specialized arrangements connected to life insurance.
We believe a useful financing structure begins with a clear understanding of the transaction. What will the money accomplish? How long is it needed? What supports the loan? How will it be repaid? Those questions guide our approach from the first conversation.
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Call the credit team
+1 (780) 555-0100
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Managing Partner
Catalyst Private Credit
$25K+
Loan amounts from CAD $25,000 to $500,000+
Our lending focus
Mortgages, business and personal loans, real estate financing, and specialized arrangements connected to life insurance.
Our approach
What will the money accomplish? How long is it needed? What supports the loan? How will it be repaid? Those questions guide us from the first conversation.
Keep the wider plan in view
Where a transaction involves legal, tax, or insurance considerations, coordination with your professional advisors helps keep those decisions connected.
A clear plan for the funds and the repayment
Understand the purpose
A property acquisition, an upcoming premium, and a business expansion each create different funding needs. We begin with your objective and the circumstances behind it.
Make the terms understandable
The interest rate is one part of a borrowing decision. The payment schedule, fees, collateral, maturity date, and repayment conditions also need to make sense.
Plan for repayment from the beginning
For a temporary loan, the expected repayment event matters as much as the funding date. For longer financing, the focus includes ongoing affordability.
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01Minimum loan amount, in Canadian dollars
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02Loan amounts up to $500,000 and above, larger requests considered individually
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03Funding target in business days for straightforward transactions
What our borrowers and brokers are saying
I send Catalyst the deals that need a real credit decision, not a form. They tell me quickly whether it fits, and when it does, they close.
Term sheet on Thursday, funded in three weeks. The terms were exactly what they said they would be.
The Catalyst facility grew with our receivables and let us take the work we had been turning away.
Draws were certified and released within days, every time. The smoothest construction loan I have run.
A second mortgage at a conservative loan-to-value, clear fees, and they consented without fuss when the first lender refinanced us out.
Credit professionals who answer the phone and make the decision
Have a transaction in mind? Share a brief overview and the date you need funding, and we can begin by identifying the information needed for a review.
