Catalyst Private Credit focuses on mortgage, business, personal, real estate, and insurance related financing. Start with your objective and explore a structure supported by a clear repayment plan.
Mortgage lending covers financing for property purchases, refinancing, and access to available equity. A review may consider first or second mortgage structures, existing secured debts, the property value, and how the loan will be repaid.
What the review considers. The property value, any existing secured debts, the proposed position of the new mortgage, and the plan for repayment are assessed together. A property value alone does not determine the amount available; final terms depend on the approved structure.
What to bring. Bring the property details, current mortgage information, and the intended use of the funds. Have the property address, ownership, mortgage balances, valuation information, and any purchase agreement or rental details ready.
Property address and ownership details
Current mortgage balances and lender information
Valuation information, if available
Purchase agreement or rental details where applicable
Intended use of the funds
Proposed repayment plan
The review considers the purpose, available security, existing debts, cash flow, credit profile, and repayment plan. A property or policy value alone does not determine the amount available. Final terms depend on the approved structure.
A secured loan gives the lender rights over specified collateral, such as real estate or other assets. An unsecured loan does not use specific collateral, although the debt remains enforceable. If you default on a secured loan, the assets pledged may be at risk.
No. An inquiry begins the discussion. Funding requires approval, completed documentation, acceptable security where required, and satisfaction of the applicable conditions. Timing varies with the transaction and the parties involved.