Business Loans
-
Catalyst Private Credit > Business Loans
Funding for working capital, equipment, expansion, and business acquisitions. A useful proposal connects the amount requested to a specific business purpose and shows how operations will support repayment.
What the review considers. Financial statements, recent results, and a cash flow forecast help explain the request. Where working capital is tied to receivables or inventory, an asset-based credit facility may be considered, with advances tied to eligible collateral and agreed lending limits. Facility size is assessed individually based on eligible collateral and underwriting.
What to bring. A business overview, ownership details, financial statements, recent bank statements, and a forecast tied to the request. Supporting contracts or quotes can make the request more concrete.
- Business overview and ownership details
- Financial statements and recent results
- Recent bank statements
- A cash flow forecast tied to the request
- Breakdown of the use of funds
- Existing loans, leases and other material commitments
Private lending generally refers to financing outside traditional bank lending, provided by individuals or non-bank lenders. Pricing and terms depend on the transaction. Compare the complete proposal with other available options.
The review considers the purpose, available security, existing debts, cash flow, credit profile, and repayment plan. A property or policy value alone does not determine the amount available. Final terms depend on the approved structure.
No. An inquiry begins the discussion. Funding requires approval, completed documentation, acceptable security where required, and satisfaction of the applicable conditions. Timing varies with the transaction and the parties involved.
Have a transaction in mind? Share a brief overview and the date you need funding.
Discuss Your FinancingHave a transaction in mind? Share a brief overview and the date you need funding, and we can begin by identifying the information needed for a review.
