Commercial and Investment Property Financing
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Catalyst Private Credit > Commercial and Investment Property Financing
Financing for the acquisition or refinance of income producing and business properties. Potential transactions include rental properties, multifamily buildings, and commercial premises.
What the review considers. The review considers property cash flow, lease arrangements, condition, existing debt, and the borrower's financial position. Where a mortgage maturity and planned improvements both need to be addressed, the structure depends on the property's value, rental income, existing obligations, and repayment plan.
What to bring. Property address and ownership, mortgage balances, valuation information, lease or rental details, and a description of the intended use of funds and the planned repayment.
- Property address, ownership and existing debt
- Lease arrangements and rental income
- Valuation information and property condition
- Borrower financial position
- Intended use of funds, including any improvement budget
- Proposed repayment plan
Consider lender and broker fees where applicable, legal and valuation costs, payment frequency, minimum interest, early repayment conditions, renewal charges, and the amount due at maturity. Ask for the total cost under your expected repayment timing.
The review considers the purpose, available security, existing debts, cash flow, credit profile, and repayment plan. A property or policy value alone does not determine the amount available. Final terms depend on the approved structure.
No. An inquiry begins the discussion. Funding requires approval, completed documentation, acceptable security where required, and satisfaction of the applicable conditions. Timing varies with the transaction and the parties involved.
Have a transaction in mind? Share a brief overview and the date you need funding.
Discuss Your FinancingHave a transaction in mind? Share a brief overview and the date you need funding, and we can begin by identifying the information needed for a review.
