Planning a Bridge Loan Around the Exit
How to assess the event that will repay a temporary loan.
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Premium Financing and IFA Lending Explained
Understand how the purpose and flow of funds differ.
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Preparing a Business Loan Request
Present the amount, purpose, and repayment plan clearly.
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Questions to Ask Before an Immediate Financing Arrangement
An IFA combines permanent life insurance with borrowing. These questions help you understand the commitment.
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Working With a Broker or Advisor on a Financing Request
How to involve your mortgage broker, accountant, lawyer or insurance advisor so the process runs smoothly.
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Debt Consolidation: Looking Past the Monthly Payment
A lower payment is not the same as a cheaper loan. Compare consolidation offers on total cost.
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Reading a Term Sheet: Fees, Conditions and Maturity
A term sheet is where the real cost and obligations of a loan appear. Here is how to read one.
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How a Receivables-Based Working Capital Facility Works
A plain explanation of borrowing base lending for growing businesses.
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Questions to Ask Before Borrowing Against Home Equity
Equity borrowing can be useful, but the home is the security. Ask these questions first.
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Planning for Renovation Cost Overruns
How to budget, fund and manage a renovation so an overrun does not stall the project.
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What to Prepare Before Refinancing a Rental Property
The documents and numbers a lender will want when you refinance an income property.
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Comparing the Total Cost of a Private Loan
Why the headline rate is only one line in the cost of borrowing, and how to compare offers properly.
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First and Second Mortgages Explained
How mortgage priority works and why it matters when a property already carries financing.
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Fixed or floating: how a private credit facility is priced
Rate is only one part of the cost of private capital. Here is how to compare fixed and floating structures, fees and the all-in cost of a facility.
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Five mistakes borrowers make when seeking private capital
Private credit moves fast, but only when the package is ready. Avoid these common mistakes and the process will be quicker and cheaper.
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How a private lender underwrites a mortgage: loan-to-value, cash flow and exit
Private lenders look at different things than banks do. Here is what matters most when a file lands on our desk.
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Bridge financing explained: closing when the bank says not yet
A bridge loan buys time and certainty. Here is what it costs, how it is structured and how to make sure the exit is real.
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What private credit is, and when it makes sense for your business
Private credit fills the gap between what a bank will approve and what a business or property actually needs. Here is how it works and when it is the right tool.
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